How Can We Help You With Your Mortgage?
A mortgage, or remortgage, for most of us, is a big decision that can be both daunting and exciting. Whether you are buying your first home or you are adding to an extensive landlord portfolio, it always pays to have a mortgage expert on hand for friendly, intuitive and informed advice. That’s where BCM Wealth Management can help.
Finding the right mortgage for you
It can be overwhelming knowing where to look first, due to the huge number of lenders, interest rates and the various types of mortgages which are available.
We work with all types of mortgages, from standard residential mortgages to equity-release solutions.*
We will guide you in the right direction to find the right mortgage for your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Types of Mortgages
Everyone wants the best deal. BCM Wealth Management will find you the best option to suit your remortgage specifications and if it’s the best option, help you switch to a new lender.
Equity release schemes enable homeowners over the age of 55 to tap into the value of their property without the need to sell up and move out. There are two main types of scheme – lifetime mortgages and reversion schemes and seeking advice to decide which to go for is an important part in helping you to decide if you should go down this path.
*This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration.
Give your kids or grandkids a leg-up on to the property ladder.
This mortgage is created especially for those who buy property to rent out.
*If you do not keep up with your mortgage repayments, your home or other property are at risk of being repossessed.
Buy to let mortgages are not usually regulated by the Financial Conduct Authority.
Created for business owners who wish to expand on their existing premises, re-mortgage or re-locate to somewhere new. We can refer you to specialist lenders to arrange this.
Please note that advice in this area will necessitate the referral to a service that is separate and distinct to those offered by St. James's Place. Commercial mortgages are not regulated by the Financial Conduct Authority.
Why Choose BCM To Help With Your Mortgage?
Our friendly, helpful approach, together with our industry expertise and over a decade of experience, gives us an edge over some corporate mortgage advisers. We always put your interests first and invest our time to find the best mortgage for your needs.
Whether you have found your dream property and are ready to proceed with a new mortgage, or would just like to review your existing mortgage and know your options, we are here to help. BCM Wealth Management will always ensure that you get the best mortgage deal suited to your wants and needs.
Pop into our Stamford office on Ironmonger Street or call and speak to one of our friendly team for an informal chat on 01780 437 500.
If you do not keep up with your mortgage repayments, your home or other property are at risk of being repossessed.